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Unit A G/F Plaza Victoria Bldg, Sto. Rosario St. Sto. Domingo


Angeles City, Pampanga, Philippines

Telephone Number

(045) 409 9716


History and Services

CREDIT 365 LENDING CORPORATION started its operation in the year 2018 at the Ground Floor of Plaza Victoria, Sto. Rosario Street, Sto. Domingo, Angeles City Pampanga. An institution engaged in specialized forms of financing such as extended credits to individuals, SME, professionals and entrepreneurs.

This company was established from Sonic Financing Corporation its patriarch institution in Bacolod City, an enterprise engaged in loan of money against collateral for individuals and varied scales of businesses. Both of these institutions of the Tan family have been in existence for 15 years.

Mr. Michael Ranier Tan, the successor of the patriarch institution, now assisting the financial needs of the citizens in Pampanga. Tan is a well-rounded entrepreneur, specializing in financing and capital ventures, real estate, and other business partnerships among his colleagues.

Services and Products Offered

  • CAR LOAN/ VEHICLE LOAN / TRUCK LOAN – Start driving your brand new or second-hand vehicle with easy mortgage schemes. Credit 365 can assist your personal, family or business transportation needs from typical sedans, SUV or heavy-duty utility vehicles for the use of one's mobility.
  • BUSINESS LOAN – Used solely for commercial purposes. With low-interest rate to buffer ones fast thriving business, Credit 365 supports every entrepreneur’s purchase of inventory, acquisition of business assets or remodeling of physical stores. Business must be up and running for at least a year or over.
  • REAL ESTATE LOAN – own your dream home or business property. For a competitive interest rate, one can acquire his ideal lot, residential or commercial condominium or house and lot. The asset for collateral should be certified with a clean title.
  • OFW and SEAMAN'S LOAN - To provide immediate funding for OFW family in bridging emergency and family needs as well as funding the departure of an overseas contract worker.
  • BRIDGE FINANCING – Closing the gap between the bank and the debtor, this loan provides a short-term loan by advancing cash before a bank loan is released.
  • SALARY OR PERSONAL LOAN – a cash loan granted to an employed or salaried individual of a month’s gross salary loan with easy monthly payback.
  • CHECK REDISCOUNTING – Advancing spot cash from commercial or corporate post-dated checks.

Vision, Mission and Core Values

Credit 365 lending Corp. is focused on helping individual and business grow their business by helping them with their finances

Vision: To be a financial partner to all individuals and businesses in Luzon and Metro Manila


  • To set high standards of customer satisfaction through services that address different market requirements.
  • To create a working environment that makes our employees want-to-say and that provides opportunities for their growth and development.
  • To partner with brokers, and companies in order to increase the value of products and services that we deliver.
  • To put in place measures in compliance with governmental laws and regulations and to recognize our social responsibility to the communities around us.
  • To enhance the value of stockholders’ investment by providing sustainable operations and healthy financial performance.

Core Values – We will behave professionally and adhere to the following personal virtues:

  • Loyalty and Concern
  • Honesty and integrity
  • Dedication and Hard work
  • Commitment to Service
  • Mutual Respect
  • Vehicle Loan
  • Truck Loan
  • Car Loan
  • Real Estate Loan
  • Business Loan
  • Professional Loan
  • Corporate Group Salary Loan
  • OFW Loan
  • Seaman Loan
  • Aviation Tuition Loan
  • Bridge Financing
  • Check Re-discounting
  • Sale of Real Estate Properties
  • Sale of Vehicles
  • Real Estate
  • Financial Services